How do TalkGenAI credits and plans work?

An article costs 5 credits, or 8 with a hero image. Reading your articles, listing sites, checking credits and publishing cost nothing. Every plan gives a monthly credit allowance, and a free account gets a one-time starting amount. Current prices are on the pricing page.

What does each action cost?

Action	Credits
Article	5
Hero image (added to an article)	3 more, so 8 in total
Content plan (a month of planned articles)	20
Refine an article	2
Train a brand voice	3
Read an article, list sites, check credits	Free
Publish to your site	Free
Reddit lead drafts	Free to the user, up to 10 a day

Agents cannot create a content plan. That stays a human action because of its cost.

How many credits does each plan include?

Plan	Credits per month
Free	24, given once, not refilled
Starter	40
Growth	120
Pro	250
Scale	400

A new account also gets a one-time signup bonus of 11 credits. Accounts that register again with the same identity get no second bonus. Paid-plan credits refill each month while the subscription is in good standing.

What is different about the free plan?

Free credits are a one-time starting amount, not a monthly allowance. Image generation on a free account has to be covered by bonus credits. If an agent request with image: true returns insufficient_credits while total_available looks large enough, generate the article without the image or upgrade.

How can an agent check the balance?

Call the check_credits MCP tool, or GET /api/v1/credits:

{
  "plan": "free",
  "credits_remaining": 24,
  "bonus_credits": 11,
  "total_available": 35,
  "costs": { "article": 5, "article_with_image": 8, "publish": 0, "read": 0 }
}

Check before generating a batch of articles.

Which plan includes the Reddit agent?

The Reddit agent is included on Pro and Scale. On other plans it is an add-on with a free trial. See the Reddit agent page for the current offer. Last updated: 2026-10-05

​How do TalkGenAI credits and plans work?

​What does each action cost?

​How many credits does each plan include?

​What is different about the free plan?

​How can an agent check the balance?

​Which plan includes the Reddit agent?

​Related